Choose Your Plan
Every plan includes a comprehensive credit analysis and personalized Credit Action Plan delivered within 24–48 hours.
Individual
- 3-bureau credit analysis
- Personalized Credit Action Plan
- Strategic dispute rounds
- 24-hour Experian inquiry removal
- Monthly progress reports
- Funding Readiness Dashboard
- Dedicated personal support
After completing payment, submit your intake form and begin your credit analysis.
Couples
- Full service for both partners
- All 3 bureaus — each person
- Joint credit strategy
- Coordinated dispute rounds
- Ideal for home purchases
- Shared monthly progress report
- Dedicated couple’s support
After completing payment, submit your intake form and begin your credit analysis.
How It Works
From enrollment to results in four simple steps.
Enroll Online
Choose your plan and complete the secure enrollment form. Takes about 5 minutes.
Credit Analysis
Within 24–48 hours, we analyze all 3 bureau reports and deliver your personalized Credit Action Plan.
Disputes Begin
We launch strategic dispute rounds targeting inaccurate, unfair, and unverifiable items on your reports.
Track Progress
Receive monthly reports showing score improvements, items addressed, and your Funding Readiness status.
What’s Included in Every Plan
3-Bureau Analysis
We review your Experian, Equifax, and TransUnion reports to identify every item impacting your score.
Credit Action Plan
Your personalized strategy targeting the specific items holding your score back — delivered within 24–48 hours.
24-Hour Inquiry Removal
Expedited removal of hard inquiries from Experian that may be dragging down your score.
Monthly Progress Reports
Clear updates showing your score changes, items removed, and next steps for each dispute round.
Funding Readiness Dashboard
Track your path from credit repair to business funding eligibility with our visual readiness tracker.
Dedicated Support
Real people who know your file. Not a call center, not a chatbot — a team that’s invested in your results.
Frequently Asked Questions
What does the initial service fee cover?
Your initial fee covers your comprehensive credit analysis across all three bureaus and your personalized Credit Action Plan, which is completed and delivered within 24–48 hours of enrollment. This analysis identifies every item that may be impacting your score and maps out the strategic approach for your dispute rounds.
How long does credit repair take?
Most clients see measurable results within 30–60 days. A typical engagement runs 3–6 months depending on the complexity of your credit profile. We provide monthly progress reports so you can track improvements in real time.
Can you guarantee specific results?
No credit repair company can legally guarantee specific score increases or the removal of accurate negative items. What we can tell you is that we use proven dispute strategies, we work aggressively on your behalf, and we have a strong track record of helping clients improve their credit profiles.
Can I cancel at any time?
Yes. You have a 3-business-day right to cancel after signing your service agreement with no obligation. After that, you may cancel at any time — we don’t lock you into long-term contracts. We earn your business every month through results.
What is the Funding Readiness Dashboard?
Every monthly progress report includes a visual dashboard showing your status across five key factors that lenders evaluate: credit score, negative items, utilization rate, account history, and open tradelines. As each factor improves, you can see your path from credit repair to funding eligibility in real time.
Do I need to be a business owner to use your services?
Not at all. Our credit repair services are for anyone who wants to improve their credit — whether your goal is buying a home, getting a better car loan, or simply building a stronger financial foundation. The business funding component is an additional service available to qualifying clients.
How do I get started?
Choose the plan that fits your needs above and click “Get Started.” You’ll complete a short enrollment form, provide access to your credit monitoring account, and we’ll begin your credit analysis the same day. You can also call us at (586) 290-3656 to enroll over the phone.
Consumer Disclosure: You have the right to dispute inaccurate information on your credit report directly with the credit reporting agencies (Experian, Equifax, and TransUnion) at no cost. You are not required to use a credit repair organization to dispute inaccurate information. Credit repair organizations must provide you with a written contract that details your rights and obligations. You have the right to cancel your contract within three (3) business days of signing without any charge.
Earnings Disclaimer: Individual results may vary. We do not guarantee specific credit score increases or the removal of any particular item from your credit report. Results depend on individual credit circumstances, the nature of items being disputed, and creditor/bureau responsiveness.
© 2026 Northcrest Solutions LLC. All rights reserved. | (586) 290-3656 | info@northcrestsolutions.net